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Student Checking

Student Checking

We work hard to design banking solutions for your whole family at any stage of their lives. Our Student Checking account is a great fit for your family’s young adults, ages 13 to 25, who might be ready for their first checking account, are starting their first job, or are leaving for college. Your students get their own debit cards, have access to in-network ATMs across the country, and are eligible for up to five out-of-network ATM fee reimbursements each month.

ACCOUNT DETAILS

  • Available to students 13 to 25 years of age
    *Applicants under age 18 may be required to open account jointly with a parent, legal guardian, or other adult.
  • Five free nationwide ATM refunds per statement cycle1
  • No minimum balance required
  • No monthly maintenance fees
  • No minimum opening deposit
  • Online & mobile banking2
  • Remote deposit capture2
  • Bill pay2
  • E-Documents2
  • Debit card

Note: A signature card must be on file to withdraw money from all accounts opened online. If this account is opened online, checks are not ordered as part of the opening process. If you'd like to order and write checks with this account, please contact us at 800-433-3076 and we'll be happy to assist you. Must be 18 years of age to open an account online.

ONLINE & MOBILE BANKING

Banking that supports you wherever you are

SAVINGS

Save for life's big moments…

JUNIOR SAVERS CLUB®

Teach your kids that saving money can be fun!


1. ATM Fees.
 No Wintrust Financial Corporation (‘WTFC’) transaction charge at ATMs in the Allpoint, ATM Access (Town Bank customers only), MoneyPass, or Sum networks. Banks outside the network may impose ATM surcharges. Up to 5 surcharge fees assessed by owners of ATMs outside the network will be reimbursed each statement cycle. Reimbursement excludes 1.10% International Service fee for certain foreign transactions conducted outside the continental U.S. 

2. Digital Banking Services. Online or mobile banking required to access Zelle®. Internet/mobile connectivity required. Mobile banking required to access remote deposit capture. Deposits made through mobile banking or remote deposit capture are subject to deposit limits & funds are typically available by next business day. Deposit limits may change at any time. Third-party message/data rates & other restrictions may apply. For more information go to wintrust.com/agreement-and-disclosure.